| Name of Complainant | |
| Date of Complaint | February 21, 2023 |
| Name(s) of companies complained against | Aditya Birla Finance ltd |
| Category of complaint | Banking |
| Permanent link of complaint | Right click to copy link |
| Share your complaint on social media for wider reach | |
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Scam Aditya Birla Capital,
I have some questions in this OD Loan because of EMI amount is taken from two places for Adita Birla OD Loan (AC: ABCHNPL_000000616412) and Bank account, only condition is asked me to maintain 1 Lakh in that account for one year (But no one tell that is monthly 30,000/-).
OD loan means need to pay Interest 13.99% per Anum Only, but I’m paying Interest 89,739 (Included Pre EMI: 44,069) in My Citi Bank Account and Principal 29,720 is taken from Aditya Birla Finance OD account ABCHNPL_000000616412(Limit is decreased), So they are forced me to pay the principal amount Approx. 30,000/- monthly to continue OD account benifits.
Example:-
I paid Rs 1,19,459/- on Feb-5-2023 including (29,720 + 89,739).
And Next following month March 5th also I need to pay 30,066+47,813 = Total is 77879/-
Please take a look at this and let me know the solution for this within 30 days.
Following Questions, I have to ask with You,
Why you are not explaining this OD loan product properly (There is No difference between my already existing Loans)?
Without explaining this product, how you can complete the process form Aditya Birla Finance side?
For now, I can’t able to pay 78,000RS monthly, So please reschedule the years or change the loan product as an original OD loan for now(Paying Interest Only of RS 47000/-)
Below a list of persons, I have spoken while taking this loan:-
Sales Person Details:
Victoria
Cell: 94452036**
Mail: *ictoria8ennila06@gmail.com
Credit Manager Details:
Vinoth Kumar (PL00000426350)
Mail: vinoth.kumar*@adityabirlacapital.com
Aditya Birla Contact Person:
Manikandan M
Cell: 98419440**
Mail: manikandan.m*@adityabirlacapital.com
Manager :
Francis (Not Pick My Call after explained this issue)
Cell: 98406502**
Thanks,
Sivasubramanian Paulraj,
+91-8220158415
